Answer
This question was answered on July 27, 1999.
Much of the information contained herein may have changed since posting.
First you need to make a Startup Disk. Go to Start, pointing to Settings, clicking Control Panel, double-clicking Add/Remove Programs, and then clicking the Startup Disk tab. Click Create Disk. Next you will want to test the Startup
disk and make sure you have access to your cd-rom from a MS-DOS prompt. Then you can format your hard drive using "format c:" or the "fdisk" utility. When that is complete place
your 95 cd in the cd-rom drive and type "d:\setup.exe" d = drive letter of the cd-rom drive.